Frequently Asked Questions
It means the state (e.g., Florida, Kansas, Massachusetts, and Kentucky) requires insurance companies of at-fault drivers to pay for the injuries and damages that were sustained during the accident. If a state does not have no-fault insurance, clients should not admit fault at the scene of the accident or during phone calls with insurance representatives. There is a process for determining fault so you should not prematurely take responsibility for the accident. It is better to let the process of determining fault play out through official channels. In some cases, clients thought that they were at fault, but further investigations revealed different results later on.
Bad faith is one of the terms used in the insurance industry. It can refer to the ill fulfillment of contractual obligations to a policyholder. For example, insurance companies may display bad faith by breaching basic industry standards or administering misleading information.
No, you should avoid signing any release form before contacting your assigned attorney. This way, MSPG Law Group can continue protecting your rights. If one hastily signs a release, they may be unable to recover future damages. Although some insurers offer early settlements, they do not fully compensate the victim. This often happens when victims are unaware of the extent of their injuries and future costs of recovery.
Arbitration and mediation are quite similar. The key difference is that in arbitration situations, the arbitrator will determine and assign damages and fault after hearing both sides. Additionally, the findings are typically binding on both parties.
It is a settlement conference that's facilitate before taking a case to trial. Plaintiffs, defendants, and their attorneys will meet with a mediator to present their cases for consideration. The mediator is often a retired lawyer or judge who is practicing in the community. Because all of the discussed information is confidential, it may not be utilized at trial. If the mediation is successful, the defendant and plaintiff will most likely reach an agreement pertaining to damages. If not, the case will proceed to trial as planned.
The value of a claim typically depends on the insurance limits, the severity of you and/or other victims' injuries, the case type, and more. There are, however, five basic types of information that will be taken into consideration (assuming that there are no outstanding liabilities): pain and suffering, loss of earning capacity, lost wages, as well as past and future medical bills. There is no solid blueprint for determining a ballpark value of one's case. MSPG Law Group can only further advise our clients after gathering information about the client’s mental and physical state (are there signs of improvement?) and other parties' statements, among other things.
Yes, you should consult with a professional attorney if you have encountered any legal trouble. This will be one of the most efficient ways to get your life back on track without hassle. MSPG Law Group's experienced attorneys will handle your case by negotiating with insurance companies, consulting with experts and other relevant third parties, and gathering evidence. We can even take your case to trial to obtain the compensation that you were entitled to.
At MSPG Law Group, we typically operate on a contingency fee basis. This means that our clients only pay us if and when we win their cases. Additionally, the chargeable rates of our legal services are a percentage of the verdict amount or settlement that we successfully obtain. Why? Our legal team believes that every client is entitled to fair and top-level legal representation regardless of how much money they will make. In addition, we want all of our clients to be able to afford hiring an excellent attorney to protect their rights and interests.
If you have contacted us via phone call, MSPG Law Group will assign an attorney within a week after the initial case review. If you have filled out our online application form, our legal team will call you within 24 hours upon receipt. You can enjoy complete peace of mind knowing that MSPG Law Group will work as efficiently as possible to review and understand your case. This way, the case does not take longer than it needs to be resolved.
Our attorney will start working on your case upon receiving your file. He or she will guide you through the entire legal process. In most cases, you will receive a call from your designated case staff. Before the call, it is recommended that you collect all of the necessary documentation that are relevant to your case. For example, medical bills, insurance policy information, medical records, and other records you think might be important to the case. After our legal team opens your file, we will continue gathering vital evidence such as witness reports, video footage, and police reports. Additionally, we will inform the plaintiff or defendant that MSPG Law Group is now representing you. It is important that you avoid speaking to anyone besides your attorney about the case. This includes posting case details on social media. The defense can use this information against you.